What does Medicare cover for the coronavirus?
Older adults and people with severe chronic medical conditions are at a higher risk for getting the coronavirus. This includes many receiving Medicare benefits. For older people that are covered by Medicare, Part B (Medical Insurance) covers the lab test to check for the coronavirus. The test is covered when a doctor or other health care provider orders it. There is no cost for this test. For people who test positive for the coronavirus, Medicare will cover all medically necessary hospitalizations.
There is no vaccine at this time for the coronavirus. Once a vaccine does become available, it will be covered by all Medicare Prescription Drug Plans (Part D). Even if you are covered by a Medicare Advantage Plan, the coronavirus tests are covered. Medicare allows these plans to waive the costs for lab tests.
Due to the coronavirus, Medicare has temporarily expanded coverage of telehealth services. This allows beneficiaries covered by Original Medicare to use remote communications tools to conduct common office visits and other services without a copayment. This expanded coverage helps older adults visit with doctors without risking exposure to the coronavirus.
Be aware that scammers are trying to take advantage of people during this pandemic. Protect your Medicare card information, check your claims summary for errors, and if anyone calls you about your benefits, hang up! Do not answer questions from anyone that calls you.
Stay informed and stay safe.
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